Use Cases

One platform for every disbursement scenario.

From government pensions to enterprise payouts and emergency relief — see how organizations put CashFlow to work with two pool types and a single, auditable workflow.

Recurring Pools

For ongoing programs — pensions, betting settlements, school feeding, periodic cash transfers. Configure phases, frequencies, and approval workflows once.

Static Pools

For one-time disbursements — emergency relief, flood response, single-cycle aid. Lock the budget, validate beneficiaries, disburse once.

Government & Social Protection

Pension Payment

Deliver recurring pension entitlements to thousands of retirees on a fixed schedule, without the manual reconciliation and fraud risk of cash-in-hand payouts.

Create a Recurring pool sized to the monthly pension budget in SLE
Import the beneficiary register and run KYC to verify each retiree
Configure the monthly cycle, approval chain, and payout channel
Approve the batch — funds are released and every payment is logged
Track completion, exceptions, and receipts in real time on the dashboard

Elderly couple managing their pension finances at home

Enterprise & Gaming

Betting Payout

Settle winnings to players quickly and compliantly. High-volume, on-demand payouts run through the same KYC and approval controls that keep finance teams audit-ready.

Fund a Recurring pool to cover the settlement window
Validate player identities and payout details through KYC
Queue payout batches as bets settle throughout the day
Apply role-based approval limits before funds are released
Reconcile every payout against its transaction in Reports

Hand holding a phone showing a betting payout

Humanitarian & NGO

Emergency Relief

Move one-time cash relief to affected households within hours of a crisis. Static pools lock the budget up front so field teams can disburse with confidence.

Open a Static pool with the fixed relief budget in SLE
Onboard affected households and verify eligibility via KYC
Set the single disbursement cycle and disbursement channel
Approve the release once the beneficiary list is confirmed
Export impact and spend reports for donors and auditors

Community members receiving relief support

Education Payments

Scholarships, Stipends and School Support

Deliver education-related payments accurately and on time. CashFlow enables governments, schools, universities, NGOs and development partners to distribute scholarships, student stipends, teacher allowances, examination payments and school grants directly to verified recipients.

Create a Static or Recurring Pool based on the education programme
Register students, teachers, schools and service providers, then verify recipients through KYC
Configure payment amounts, academic terms, programme phases and approval requirements
Approve each payment cycle so funds reach beneficiaries’ mobile money wallets on schedule
Monitor programme coverage, expenditure and payment status by school, district or beneficiary group

Supplier and Vendor Payments

Business and Operational Expenses

Pay suppliers, contractors and service providers accurately and on schedule. CashFlow helps businesses, government institutions, NGOs and development partners manage vendor payments through structured approval workflows and verified beneficiary records.

Open a Static or Recurring Pool with the approved supplier-payment budget
Register suppliers, contractors and service providers, then verify their identities through KYC
Upload invoices, purchase references or contract details for each scheduled payment
Configure payment amounts, due dates, approval levels and disbursement cycles
Generate payment and reconciliation reports by supplier, project, department or payment cycle

Business supplier receiving a digital payment

Disaster Response

Flood Response

Stand up rapid flood relief the moment waters rise. A Static pool locks the response budget so field teams can reach displaced families without delay.

Open a Static pool with the flood response budget in SLE
Rapidly onboard displaced households and verify eligibility
Set a single disbursement cycle and mobile payout channel
Approve the release once the affected list is confirmed
Track disbursement progress and generate donor reports

Active Programs

StaticPartially Disbursed

Emergency Relief

SLE 184,200

RecurringKYC In Progress

Cash for Work

SLE 92,500

RecurringCompleted

Stipends Q2

SLE 220,000

StaticDraft

Flood Response

SLE 60,000

RecurringActive

School Feeding

SLE 145,800

StaticActive

Maternal Health

SLE 73,300