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CashFlow disbursement in Sierra Leone

Run large-scale Disbursementswithout Payment Chaos orreconciliation headaches.

CashFlow helps governments, NGOs, development partners and businesses verify recipients, approve payments, disburse funds and reconcile thousands of transactions from one platform.

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Live in Sierra Leone USD 1.3MDisbursed to date4,000+Beneficiaries paid99.4%Same-day settled
Statistics Sierra LeoneOrange Money Sierra LeoneAfriMoney Sierra LeoneMonime Sierra LeoneAccess BankGuaranty Trust BankSierra Leone Commercial BankSky BankBloom BankRokel Commercial BankCommerce and Mortgage BankVista BankFBN Sierra LeoneZenith BankUnion Trust BankUnited Bank for AfricaEcobankStatistics Sierra LeoneOrange Money Sierra LeoneAfriMoney Sierra LeoneMonime Sierra LeoneAccess BankGuaranty Trust BankSierra Leone Commercial BankSky BankBloom BankRokel Commercial BankCommerce and Mortgage BankVista BankFBN Sierra LeoneZenith BankUnion Trust BankUnited Bank for AfricaEcobank

Disbursements built around
your mission — secure, fast,
and effortless.

Organizations

Onboard NGOs, agencies, and partners. Assign roles, manage contacts, and run multiple programs from one workspace.

Recurring & Static Pools

Two pool types for every program — Recurring for ongoing stipends in SLE, Static for one-time relief disbursements.

KYC Validation

Verify identity, eligibility, and documentation for every beneficiary before a single Leone is released.

View all features

Everything you need to run compliant disbursement programs at scale.

From onboarding organizations to reconciling the final Leone — CashFlow gives every team the tools to move money safely and transparently.

Dashboard & KPIs

Live view of organizations, active pools, total disbursed (SLE), and success rates across every program.

Organizations

Onboard NGOs, agencies, and partners with structured profiles, contacts, and program ownership.

Payment Pools

Configure Recurring or Static pools with budgets, phases, beneficiary lists, and approval workflows.

KYC Validation

Verify beneficiary identity, eligibility, and documentation before a single Leone leaves the pool.

Reports

Five report types — disbursement, beneficiary, pool performance, compliance, and financial reconciliation.

Notifications & Alerts

Real-time alerts for pool status, KYC events, low balances, failed disbursements, and approvals.

User Roles & Permissions

Granular role-based access for admins, operators, approvers, and auditors across every organization.

Security & Audit

Encrypted transactions, full audit trails, role enforcement, and roadmap for 2FA and IP whitelisting.

Explore Platform
Product film · 3 reels

See a payout go from list to lives.

A complete walkthrough of the CashFlow console, from beneficiary upload to settled, audited disbursement.

console.cashflow.sl/disbursements

Get instant payouts every time you disburse.

Push funds in seconds. Reach 100,000+ beneficiaries with no manual reconciliation, no spreadsheets, no friction.

Explore Use Cases
CashFlow instant payouts
Live Disbursements
AK
Aminata K.
Mobile Money
SLE 25,000
MS
Mohamed S.
Bank Transfer
SLE 48,500
FB
Fatmata B.
Wallet
SLE 12,750
SLE 218K disbursed today

One platform. All your
programs. Total control.

Send, track, audit — and manage every program from a single, secure dashboard. Real-time updates, smart insights, and end-to-end visibility.

4.8
★★★★★
Join 10+ NGOs
disbursing daily
CashFlow platform
Designed for African disbursement programs

Five steps from program setup to verified payout.

Every CashFlow program follows the same disciplined lifecycle — built for compliance, designed for speed.

01
Step 01

Organization Setup

Register the NGO, agency, or partner. Configure contacts, roles, and program ownership.

02
Step 02

Pool Creation

Define a Recurring or Static payment pool with budget in SLE, phases, and beneficiary list.

03
Step 03

KYC Validation

Validate every beneficiary — identity, eligibility, and documentation — before any disbursement.

04
Step 04

Disbursement

Trigger payouts to mobile money, bank, or card. Track status from Draft to Completed in real time.

05
Step 05

Reporting

Generate disbursement, beneficiary, compliance, performance, and financial reports for stakeholders.

No Setup Fee

Create your organization and launch programs — pay only on successful payouts.

No Monthly Fee

No subscription or platform fee at any disbursement volume.

Same-Day Payouts

Funds reach mobile money, bank, and wallet accounts within the day.

Fully Compliant

Every disbursement follows KYC and financial reporting guidelines.

Reviews

Trusted by teams that deliver impact.

Real programs, real payouts. Here's what disbursement teams across the region say about CashFlow.

"We disbursed emergency cash to 12,000 flood-affected families in days. Every payout was validated and traceable — our auditors were impressed."

A
Aminata Kamara
Program Director, Freetown Relief Trust · Sierra Leone

"The flat 3.5% is genuinely all-inclusive. No hidden per-channel fees meant we could budget a program down to the last Leone."

D
David Okonkwo
Finance Lead, Sahel Aid Coalition · Sierra Leone

"KYC validation before every payout gave us confidence that funds reached the right beneficiaries. Reporting is stakeholder-ready out of the box."

F
Fatmata Sesay
Operations Manager, Ministry of Social Welfare · Sierra Leone

"Maternal health stipends now run on autopilot with recurring pools. What used to take a week of manual work happens in one afternoon."

G
Grace Mwangi
Country Lead, East Africa Health Fund · Sierra Leone
FAQs

Your questions, answered

For validated beneficiaries, CashFlow disburses to mobile money, bank, and wallet accounts the same day. Each payout moves from Draft to Completed with real-time status tracking.

The flat 3.5% per-transaction fee is charged to your organization, not the beneficiary. Beneficiaries always receive the full disbursed amount in SLE.

Yes. Payment pools support phases and recurring schedules, so you can stage a program across weeks or months while keeping a single budget and beneficiary list.

Every beneficiary passes KYC validation — identity, eligibility, and documentation checks — before any funds are released, keeping programs audit-ready.

Our Mission

We're committed to building disbursement infrastructure that empowers every organization to deliver impact with confidence, simplicity, and trust.

Read our story

Our Impact

From emergency relief to long-term social protection, our reach reflects the trust of dozens of NGOs and the dignity we deliver every day.

View impact reports

Power your relief programs with smarter disbursement.

From payouts to payroll — unlock the tools that help you move faster, grow bigger, and stay in control.

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Power your relief programs with CashFlow